Top Money Savers

Above: growing some of your own food is excellent, but one must give it time

For those just venturing out into the field of frugality and a more self-sustainable lifestyle, here are some of the things I find most helpful:

1. Cooking from scratch. This really is a no-brainer. As a rule (though there might be exceptions), ingredients cost less than food. Flour is cheaper than bread, vegetables are cheaper (not to mention healthier!) than pre-packaged soup, and whole chickens are usually cheaper than chicken parts (and you can use the carcass for making rich soups and stocks). Dry beans are cheaper than canned ones. Oh and of course you get an even better return of your investment if you grow your own.

2. Making your own cleaning products. Apart from making and using my own soap, I also clean with a mixture of vinegar and water, and the windows, mirrors and taps come out squeaky clean. I will probably look into homemade replacements for fabric softener once my stock runs out.

3. Buying the best quality you can afford. This can be a double-edged sword, because it’s easy to get carried away. Recently, a neighbour of ours wanted to get “the best” antenna for his internet connection. Well, he got something that could probably transmit a signal from Mars. It was ridiculously expensive. We, on the other hand, did a careful evaluation and bought something adequate that does the job. On the other hand, it doesn’t pay off to buy something cheap and of low quality that will soon fall into disrepair.

4. Growing a vegetable garden and raising your own livestock. To this I would add gathering wild foods, or taking advantage of abandoned fruit trees. We do that every year.

A warning about raising livestock – it might take a lot of investment in time and money before these ventures begin to pay off, especially if you run into unexpected trouble. All the chicken owners we know have had their flock demolished by a fox, a mysterious disease or a stray dog at least once. Most goat owners lost does and/or kids because of a kidding that didn’t go as it should have, or else had to pay a large vet bill. These things are heart-wrenching and highly discouraging, apart from the cost.

5. Thrift shops and op shops. A very good idea and there isn’t much to add. There are enough people who have more clothes and things than they can ever need, want or use – and some of that inevitably trickles into thrift shops. I know, because I used to be one of those people! One of my favorite things to wear for yard work a sturdy denim skirt which was priced at a second-hand store at 3 shekels (less than a dollar). I have worn it at least 3 times a week these past two winters, and it’s perfect for working around the house and yard.

There are of course many other great ideas, such as stockpiling, mending and repairing things, revising your internet and phone bills (you might find out you’re actually paying for something you aren’t using, or paying full price when you are entitled to a discount), but time is too short to expand on each of those right now.

It seems to me this often boils down to a difference in attitude – would you rather do it yourself, or pay for the convenience of having someone else do it for you? There isn’t a right and wrong or black and white in this, it’s all a matter of priority in every specific area of your life.

What are your top money savers?

Harvesting and Using Carob

carob powder

Although it isn’t quite carob season yet, I’m already gearing up for it, especially now that I have a nice new food processor which is going to make turning the pods into powder a breeze! Those dark brown pods are just loaded with nutrients, they are naturally sweet, which means that when using them in baking you can use less added sugar, and best of all, they can be picked for free!

Read more about harvesting and using carob in my latest Mother Earth News post:

“Carob trees grow all over Israel (and in similar climates), and the dark brown pods can be picked in the summer. They keep extremely well, so you can pick a big bunch and then process it at your convenience. Make sure the pods you pick are ripe. They are supposed to look and feel dry and to come off easily from the tree. Choose the biggest, shiniest, healthiest-looking pods.”

Image above: carob powder in the process of making.

Have you brushed up on your survival skills?

Once in a while it strikes me how singularly fortunate we are compared to past generations: so many of the things we take for granted would have been unthinkable luxury, or even science fiction, a mere 20 or 30 years ago. Truly we live in a time of plenty… yet on the other hand, the future feels so precarious that every time I watch the news (and believe me, this doesn’t happen often), I feel like checking that my pantry is full and that we have a good supply of drinking water in case anything happens. I wish we were more self-sufficient when it comes to food and energy.

Read more in my latest Mother Earth News post:

“It all seems to be asking the following question: if the world is turned upside down and we can no longer rely on the fancy tools of modern man, do we stand a chance?

Well, do we? Honest introspection leads me, and many others, to conclude that we are less resourceful, resilient and capable than our forefathers. We do less things with our hands. We walk less on our feet. We don’t exercise our minds as much, because the convenience of the Internet is just too alluring. Many times, when struggling to remember a piece of information, I open up Wikipedia at once rather than strain my memory.”

Just Being Home

Image result for there is nothing like staying at home for real comfort

I think the best, most effective, and most enjoyable way to save money at home actually isn’t about pinching pennies, or utilizing the contents of our freezer and pantry to the utmost efficiency, or saving electricity and water (although all these practices are good and valid, of course). It is simply staying home, as opposed to running/driving about.

Of course, we all like to go out sometimes. Day/field trips, visits with family/friends, even shopping trips are fun – but it’s all about the proportion of time spent in vs. out (by “in”, I also mean on your lot – in your garden, on your deck, on your sun roof, etc, not necessarily in your living room).

It is really quite straightforward: when you are pleasantly occupied in your home, instead of browsing shop-windows, for example, you have less temptation to buy stuff you don’t really need. Also, you don’t waste money on gas.

Naturally, this means you have to put in the effort to make your home a place of fun, enjoyment, wholesome activity, family togetherness, usefulness, comfort and recreation. And there is really no limit to all those things, even in the smallest, most humble home.

This doesn’t mean you need to have expensive decorations or furniture, or spacious rooms. A welcoming home is cozy and well-organized, without being oppressive to children or visitors (as in, making people wary of touching anything for fear of ruining a perfect arrangement).

A day or two ago, my daughters complained about “having nothing to play with”. Now, if you had seen their room, you would have known the claim was simply ridiculous – because though we’re not at all consumerism-driven when it comes to toys, still, gifts from grandparents and friends, and giveaways, etc, make for quite enough to be getting on with. As a matter of fact, they had a couple of new board games and puzzles they had hardly touched. All these, however, were lost in a jumble of toys all piled atop one another.

So, you need to make books, games, toys, and art and craft supplies easily accessible.

Another point is to create inviting areas for all sorts of activities: reading, drawing, sewing, etc. We have one all-purpose table in the kitchen that serves us for eating, studying, ironing, board games, and all sorts of projects. Being so much used, it’s easy for our table to overflow with stuff. I must be careful to keep it clean and clutter-free, so that when my children want to draw, they won’t need to restrict themselves to the last tiny corner of free table space.

Do interesting things at home and thereabouts. We currently have seeds going on indoors, several experiments on the go, our chickens, our garden, and always plenty of reading to do. Naturally, in the winter when it’s too cold and rainy, and in the summer on the hottest days, we are more restricted to indoor activities. The spring and autumn are the pleasantest seasons where we live.

PS: Isn’t it funny how some of my favorite Jane Austen quotes are actually put in the mouths of characters I can’t stand? The above “staying home for real comfort” was said by Mrs. Elton.

Building Mistakes

Image result for building mistakes

Read my latest Mother Earth News post about the lessons we learned while building our cabin:

“Mistakes are an integral part of a learning process and can be expected if you are an amateur builder, but it might also be very frustrating, since this isn’t just a practical lesson – it’s a real dwelling you are trying to raise and make livable and comfortable, often under great constraints of time and money. It would be wise to mentally prepare for making mistakes and fixing them as you go.”

Also, this will probably be my last post before Pesach, so happy Pesach to all my Jewish readers, and a happy spring to everyone else!

 

Dairy goats: breeding, kidding and milking

goat

Read my latest Mother Earth News post on dairy goats, focusing on breeding, kidding and milking:

“Most dairy goat breeds have a clearly defined breeding season and will go into heat during the fall and early winter, generally from August to December-January. Gestation period lasts around 20 weeks, so kids will be born in late winter and early spring. If you have several goats, you can schedule breeding so that, for example, some of your does are bred in August-September and some in December-January. This way the milk production of your herd will be a lot more consistent and you’ll have milk practically year-round.”

Also, Dana (better known as Mama Zed) made my day with her awesome review of my book, Your Own Hands:

“Your Own Hands – Self-Reliant Projects for Independent Living” would be what I consider to be an absolute fantastic book for new homesteaders. The book covers a wide range of topics rather than written to cover one topic in great depth. These topics include gardening, home building and maintenance and even “artisan crafts” such as soap making!

And now I had better roll up my sleeves and jump right back into the midst of Pesach cleaning. Happy spring, everyone!

Home business: doing it smart

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Freedom: a shot from our recent beach trip

The Internet, social media and Etsy have opened a whole new medium in which home based businesses and artisans can flourish. Many people are choosing the freedom and creativity of being self employed over the stability (real or perceived) of a monthly paycheck handed over by someone else.

For me, and indeed for many other people, looking into home-based business ventures came out of sheer necessity. I was a mom with two very young kids (whom wand an unstable family income, living in a rural area with no car and with very limited opportunities. At some point I began desperately searching for something I can do from home. I tried nutritional counseling, private lessons and various crafts, all of which were successful to some degree, but ultimately my lifelong passion lay in writing, and it was there that I focused my main energies. I can’t say I have “arrived”, as it’s a long haul, but in the past year or so, working consistently, I am seeing some breakthrough with my books.

I am by no means an expert on home business or making money from home, but I did learn a thing or two along the way as a writer, nutritionist and creative entrepreneur, and my word of advice to anyone just starting out would be: let your business grow organically, take one step at a time and beware of large expenses which may or may not redeem themselves.

Read more in my latest Mother Earth News post:

“At some point you might discover that your homemade hobby actually has business potential. Maybe people have seen your beautiful pottery and asked if you have any for sale. A neighbor of ours has experienced just that – her lifelong passion for pottery has blossomed into a home-based business and, as they had saved money, into a tiny home-attached studio. Maybe you’ve seen some handmade candles at an artisan fair and realized that your own are even prettier, so why not try selling them? Or maybe your home is full of homemade soap you don’t really have much to do with, but making it is too much fun to stop.”