The ability to make a small income go a long way can be a make it or break it factor for a simple life at home. It can be the one thing that allows you to stay home with your children, helps your family get out of debt, or enables you and your husband to pursue your dream of starting a self-sufficient homestead or starting your own business, rather than doing the daily 9-to-5 grind until you retire. It can tide you over a lean period, or help you save towards owning your own home. And in a way, spending less is more than earning more, because there’s no government tax on what you save.
I have had many people tell me that living on one income is “impossible”. It is not. In our family, we have gone through not so much poverty, but financial instability – periods of nice paychecks followed by some pretty hard times. We always made it, though, and not just survived, but thrived – and learned a lot along the way, too.
‘OK, OK, I agree with you. It is possible to live on one income. But why would you want such a miserable life? And why do you want to deprive your kids of everything their friends have?’
Don’t get me wrong. I don’t see anything bad or immoral about liking nice things, wanting to be dressed in pretty and fashionable clothes or to go on vacation. The problem starts when we become enslaved to these things. When we become so wrapped up in them that we forget what’s truly important.
What about children? Won’t they feel deprived because their friends have more brand-name clothes and go on vacations more often? Since I’m not a mother yet, I can’t know for sure. But here is my experience. I was raised by a single mother who worked very hard to support our family. We only had her small income and had to make it somehow. Occasionally, I wished I could have more new toys or clothes. But this is not what made me miserable as a child, and indeed, it isn’t what matters in the long run!
Frugality isn’t about being miserable. It’s about creativity and challenge. It’s drawing the line between what you need, and what you can do without. It’s homemade presents and costumes made from altered old clothes. It’s not signing up to a dozen afternoon activities, and instead having a blissful opportunity to explore freely and with curiosity. Playing outside. Climbing trees. Spending time at the local library. Drawing and writing, making stories, playing games… I loved doing all that as a kid, and I was never bored! My children, in turn, love it too. Who said a child needs a big house and a heap of expensive electronic gadgets to be stimulated? Look at us. We have lots of things. Does it make us happy?