Hadassah

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Just a little update on how we are doing…

After lots of thinking, and staring at the baby’s precious face, asking, “how shall we name you, little one?” we’ve chosen the name Hadassah. She is one of the calmest, most peaceful babies I have ever seen. She can be just quietly settled in my arms for a long time, looking at me, and all around, with a beautiful and intelligent stare.

Life around here is settling into what I call the happy newborn mess stage. Everything is going in many directions, and days and nights are almost equally chaotic, but this is a happy time.

I look forward to writing more here (and elsewhere) soon.

Living with irregular electricity supply

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The electricity supply to our area has been fixed not long ago, and as of now we have had some blessed weeks without a single power outage. It still feels like a real luxury now, but I know that very soon, we’ll get used to it – so while the memories are still fresh, here is how we managed to live with unstable and irregular electricity for the past couple of years.

1. Gas heater. We bought a used gas heater, in very good condition, quite cheaply, and used that when the electricity couldn’t be counted on. Many people around here use wood burning stoves, but we aren’t that fond of chopping wood.

2. Candles and oil burners – even when the electricity was on, I’d always light a candle, just in case, in the bathroom before stepping into the shower. I started doing it after the time when I started a shower and then got stuck in the dark when all went black. You don’t want that to happen when you’re bathing the baby, either.

3. Good insulation – it really pays off to insulate your house, both for when it’s cold in the winter and when it’s extremely hot in the summer. Also, good insulation for your fridge helps the food last longer, saves electricity, and prevents spoilage when the electricity is off for a few hours.

4. Invest in UPS units – for your more expensive appliances. We have them for the computer, the washing machine and the fridge. This way, we ensure our appliances don’t get damaged by sudden fluctuations in the power flow.

5. Have plenty of clothes for little ones – Israel was born in January, and you know how many outfits a small baby can get through! First these are diaper blowouts, then it’s mashed bananas all over the place, not to mention all the dust from crawling around the house. Toddlers have a tendency to get good and dirty, too. So you don’t want to get stuck with no clean clothes because you can’t operate your washer for a few days. Of course, you can wash some things by hand in a real emergency, but it’s very time-consuming and you probably won’t want to do that with a new baby. Thankfully, our newest little one is going to be born when it’s nice and warm.

Here are some more suggestions from an old but good thread on this topic:

“Our hot water heater is gas and uses batteries to fire up, so works with no power. Our stovetop is also gas and can be lit with matches and we have a wood burner with an oven compartment. We have a stovetop kettle to use instead of the electric one when necessary and have a number of candles dotted around, mainly ornamental but useful too. And finally, we have some of our appliances plugged into power surge arresters to protect them if there is a spike.”

“I would think it is worth spending your first winter with emergency back up before investing in expensive things like generators and solar panels. You might find that you only lose electricity for a few hours/a day at a time, which is easier to cope with even if it happens regularly. Emergency food/water rations, gas heating & emergency lighting (probably battery/solar powered camping lanterns rather than candles with young kids) will see you through, and it is probably worth having a good stock of disposable nappies (especially if you usually use cloth) for when you can’t do laundry. It is all about deciding what you need to survive for a day or two.”

“I’d echo what has been said by others, and add that investing in one of those counter top double gas rings might be useful for a back up. They run off gas bottles, so at least you are able to cook something. A small gas heater (again with a gas bottle) will throw out a good amount of heat in one room, too – just make sure you keep that room ventilated!”
“We keep a good supply of candles in as well – there are intermittent power cuts here – all the power goes via overhead cables rather than underground, but there are times in bad weather that lines can come down and then we can be without power for up to 48 hours (in the worst cases). You really need to invest in a UPS unit for things like computers – they give you a chance to power down correctly. Fit a surge protector as well. If you get “brownouts” – ie weak supply rather than complete cuts – make sure you turn OFF anything with a motor (like the fridge) as they can be damaged.”

Everything for free

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Well, perhaps not everything – but you definitely can get for free, or almost for free, things that people usually pay substantial sums of money to have.

One of the things that I find most thrilling in our journey towards self-sustainability is not doing without (although it has to be done at times, and can be very character-building), but rather, finding out creative ways to obtain some of the things we need without paying, or with paying much less. How?

1. Make it. This can refer to many things: sewing, carpentry, repair works, building, plumbing, and a lot more. Don’t be afraid to mess things up, or to end up with work that looks “unprofessional”. You learn as you go, and the satisfaction in doing something with your hands is great.

2. Find it. People throw away many useful things in very good condition. The computer desk we currently used was obtained this way, as were other items of furniture in our house. They weren’t thrown away because they were only good for the dump, but because someone was moving and had no room for a particular piece of furniture, or because they bought something new instead. We have also found home utensils, excellent books (in very good condition, too), and more. In time you learn to keep an eye open when you drive by, especially in the last couple of weeks before Pesach if you live in Israel or in another place with a substantial Jewish population frantically cleaning out their homes.

Warning: this can get addictive. While it’s wonderful to save good things from the dump, consider whether you really need it, or your home will soon be overflowing. Ask me how I know.

3. Perhaps someone is giving it away. Look through appropriate websites. There are endless lists of people giving away furniture, clothes, baby equipment, toys, books, and more. One man’s trash is another man’s treasure, they say – can’t think of anything truer than that. For example, someone used to have rabbits, and now he has a cage he no longer needs – but we could use just such a cage for our baby chicks.

If you can’t find someone who is giving it away, it is very likely you will find someone from whom you can buy it second-hand, for a fraction of the original price.

4. Barter. If someone has something you need, consider whether you might also have something they need, which you can offer instead of money. It might be something you make at home, or a skill you can trade. For example, one of my neighbours makes really beautiful pottery, and I know she wants chickens. If we have a surplus of chicks this year, I might offer her some, in exchange for a piece or two of her pottery. Perhaps you are a computer ace, know a foreign language, play the piano, have a hand for carpentry, or, in short, have a skill you can use in exchange for getting what you want/need.

Defying the money economy can be fun. It is also a challenge of sorts. Many times, we did one or all of the above (making things ourselves, looking for someone who is giving something away, etc) not because we could not afford to pay, but because we saw no reason why we should. It becomes a way of life. The bonus part of it is bringing people closer. By making contacts through giveaway lists (lately we have been more on the giving side) we met some wonderfully interesting people. Compare this to just walking into a big impersonal store, picking up an overpriced item, and paying for it, perhaps without even saying a word to the cashier.

Simple, rural living: be prepared financially

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Image courtesy of solarhomestead.com 

Many people have this dream of leaving the rat race and the crowded city behind, and moving out to a rural area where they can live a simpler, slower, more peaceful life. “We’ll start a little farm or homestead,” they say. “We’ll live in harmony with nature. We’ll grow a large part of our own food. We won’t need fancy work clothes. There will be so many wholesome attractions that our family won’t need any paid entertainment. We’ll make less money, but we’ll also need less money, and our lives will be peaceful and satisfying.”

That was – and is – our dream, too. But if you intend to follow it, you need to be financially prepared. Moving out to a rural area and/or starting a homestead isn’t a solution for those who can’t make ends meet – on the contrary, setting up such a household can cost a bundle of money in the short-term, and possibly in the long-term.

Read more in my latest MEN post:

“Home maintenance costs money. Land maintenance costs money. Gas costs a lot of money. Whatever homesteading project you might want to do on your property costs as well, from setting up a chicken coop to building fences – though the expenses can vary wildly according to your budget, creativity and DIY skills. It takes a lot of time for these projects to turn productive, not to mention offset the initial cost. And while we love supporting our farmer friends and buying top-quality, organic local produce, it doesn’t actually save money – large chain stores and coupons do, though they are a disaster in terms of food quality, ecology and the community.

Lesson learned: a rural life is not inherently a low-cost life.

Another consideration is that, if you happen to be in urgent need of a little extra money, picking up a temporary and/or second job is a lot harder to do when you live out in the boonies and it takes at least an hour to drive out anywhere. Employment options will be limited, and that’s a fact.”

Reviewing our grocery shopping habits

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Food comprises an important slice of every household budget – a slice that is likely to grow, as food prices are rising. Food is one of the variables of household consumption, together with electricity, water, clothing, entertainment, and miscellaneous purchases. It’s an area where we can exercise a lot of creativity (as opposed to, for example, rent).

We still have a lot of room for improvement, but a fair examination of our pantry, refrigerator and freezer showed that we have actually improved a lot, in points such as:

Shopping less often. We have managed to go down to one shopping trip per week, and sometimes we even pull off a bi-weekly shopping and errands run. This is partially due to more successful list-writing. When composing the shopping list, I began to write down not just things that we almost ran out of, but also things that ran just a little low. Also, if we forget to buy something, now we most often just do without it for a few days, until the next shopping trip.

Diapers and wipes. For seven or eight months now, since Israel got the hang of using the toilet, we have enjoyed the freedom of not having to buy diapers, which has really been a blessing – because we didn’t just cut the cost of diapers, but the need to rush to the store for an emergency pack. Plus, our trash bags last longer because they are filled less often with no diaper-users in the house. Of course, this break is temporary and due to come to an end in less than a month, when new Baby Girl joins our family.

Less pre-packaged foods. In particular cookies, cakes, sweet rolls, etc. There was a time when I decided that we’ll consume less sugar if I bake less. I tried that, and the result was only that my husband started buying cookies, cinnamon rolls, etc, which of course contained much more sugar than what I would have put into my homemade treats. So back to baking it is. Of course if it depended on me I’d bake less and serve platters of fresh and dried fruit, nuts and such like, but one has to be realistic. If the choice is between my homemade cookies and cakes and store-bought ones, it’s obvious that mine are the healthier and cheaper variety.

We also buy less spice mixes, which are mostly a waste – it’s much cheaper to use basic spices and make your own mixes.

Less store-bought bread. We do buy bread for sandwiches in the middle of the week, but I make our Shabbat challah. This saves a last-minute dash to the store on Friday (during which other things, some of them unneeded, are all to often picked up along with the challah).
Better-stocked shelves. I now have a larger variety of beans, grains, lentils, rice, pasta and such like inexpensive versatile basic foods which I can make into frugal meals.

Speaking of frugal meals, most of the meat I cook these days is made in the form of a stew with a lot of rich sauce that can be spooned onto rice or pasta or soaked up with bread. For example, if I make beef stew, one evening we might eat couscous with some of the liquid part of the stew. Then on the next two days we eat the beef. Lastly I take what is left of the stew – mostly liquid and little chunks of meat that fell apart – and serve it with rice or quinoa. This makes an excellent lunch, and a total of four days’ worth of meals – not too bad.

What about you? How are you working on improving your shopping habits?

Spring delights

I thought I’d post a couple of photos of the nice things we’ve been enjoying lately – plenty of sunshine, green grass for our birds to browse on, and flowers.

As you can see, our baby peafowl have grown quite a bit, but as peafowl generally don’t breed until two years of age (to the best of my knowledge), we don’t expect any egg-laying or breeding this season, though the male is becoming more colorful with each day.

The plant in the bottom right corner is actually a wild herb that sprang up in my garden quite unexpectedly. It smells wonderful, but I have no idea what it is. A guess, anyone?

In the upper right you can see a gorgeous desert view from a day trip we took. It lacks the lush greenery that can be seen in other parts of the country at this season, but I still find it majestically beautiful.

Rural life and financial security

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When we were about to get married, we knew just how we want to raise a family: we would live a quiet, simple, unhurried life in some beautiful rural place, and I would stay home and raise the children, as they would come.

Ten years and 3 (soon 4!) children later, our dreams haven’t changed, but our perspectives have, with experience that allows us, in hindsight, to realize many things we have missed in the past.

We had a good headstart, financially, and we were prepared to live modestly, which had enabled us to purchase our first little home outright, without getting into debt or mortgage. This was good, but it finished off all our pre-marriage savings, and there was nothing left to do some necessary repairs, which the house badly needed, and when my husband hit a period of unemployment, we eventually had to sell the house for some immediate relief. A lot of money then got frittered away on rent.

We bought another house eventually, the one where we live today, but we then hit another stretch of unemployment, or rather, underemployment, plus a few pitfalls such as unwise investments in projects, and being ill-used by unscrupulous people. This was unfortunate, but it could happen to anyone. The problem was that we failed to take something into account, namely, that in choosing to live in a relatively distant area, we are reducing our earning capabilities, and basically eliminating the possibility to find an extra job quickly and easily if needed in lean times. Spending less is great, but sometimes you just hit that bottom when you can’t cut back anymore, and must earn extra to pull through.

Since we only have one car, I don’t drive, and public transportation in our area is almost nonexistent, we couldn’t even make a temporary switch of me taking a job and my husband staying with the kids, which was, and is, incredibly frustrating, since there were opportunities of jobs five minutes away, but when you have no means of getting there, it doesn’t matter if it’s five minutes away or on Mars. I was prevented from acquiring a driver’s license by 1) all lessons being held in town, so how is one supposed to get there without any means of transportation?? and 2) the prohibitive cost, which is quite a robbery in Israel. Because, you see, around here it isn’t enough that someone who knows how to drive teaches you. Oh no! Even if you know perfectly well how to drive, you still need to take a minimum of 28 lessons (I think) with a licensed driving teacher, which costs a bundle. Sorry for the rant, but I always get my blood boiling over government-sanctioned extortion that robs people of their hard-earned money.

So, for months on end my husband and I would both be home, with the car sitting in the driveway (which, granted, saved on gas), and us going crazy with the despair of not being able to climb out of the pit.

Eventually, I came to terms with the fact that I have to make do with what I have, and find ways to generate income from home. Today, I give nutritional counseling (in which I have a degree), do editing, proofreading and translation, and write both fiction and nonfiction. It’s wonderful, but I wish I had done it sooner, because establishing yourself as a freelancer requires time and dedication, and it takes a while before you’re actually earning. It was also hard to shake off the dogma of the husband being 100% responsible for the income. I do still believe that it makes sense for the man to be the main breadwinner, and that it’s extremely difficult, unreasonable and unfair for the woman to shoulder this burden as well, in addition to pregnancy, birth, and nursing (my husband can change diapers and bathe babies very well, but he can’t breastfeed or do postpartum recovery instead of me, nor can he swap with me and borrow my heavy, tired, pregnant body). However, when one’s family is struggling financially, one of the most empowering things is to be proactive and seek ways out of the rut, rather than only look up to your other half and hope things will improve.

To sum up this long and rather rambling post: if you’re planning on a lifestyle in which you earn less and spend less, in particular if you take the plunge and move to a rural area with the goal of becoming more self-sufficient and producing at least part of your own food, that’s wonderful, and it’s still our path, though it has been rocky and winding. However, you must be prepared for financial crisis, or you’ll find yourself in deep trouble when it hits and you have no way to counter it. So what would I have done differently, if I could (some things really did not depend on me)?

1. Possibly, I would have waited with the purchase of that first home. It’s great to be a home owner, but if it leaves you with absolutely zero in the bank, it puts you in a very precarious position.

2. Once the house was bought, I would have tried harder, and would have been ready to endure more discomfort, to refrain from selling it. Selling your only home does not solve problems, though it may stave off crisis, and is unavoidable sometimes. You have to live somewhere, and loose money inevitably goes down the drain. In hindsight, we could have held on.

3. I would have fought tooth and nail to leave more in savings during that time when we did have a nice income.

4. I would have prepared earlier, and more seriously, to the possibility of having to generate income, by whatever means. Granted, even working from home isn’t always practical when babies come one after another and you struggle to hold your head above water, but I have become a lot more efficient with my time during the past three years, and my heart literally bleeds for all those hours in the past spent on passive entertainment or just muddling around.

5. I would have trusted my judgment more. Not because I’m cleverer than my husband, but because two heads are always better than one. Magnanimously saying, “I’m sure that whatever you decide will be great” may sound nice, but going into all the nitty-gritty together is far more helpful.

The silver lining: we have never been, and are not, in debt. This makes things so much easier and less stressful. Avoiding debt (and mortgage is debt as well) is the best and soundest choice, in my opinion, that a family can make.